It’s safe to say every home owner in California has wondered if they should purchase earthquake insurance at some point in their lives. According to the California Earthquake Authority (CEA), they recently dropped their rates because the organization has built up a substantial cash reserve in the absence of a major quake in the last decade. To view the insurance premium calculator that bases rates on zip code, seismic risk, and construction specifics go to www.earthquakeauthority.com .
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