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Selling Homes in the East Bay Elisa Uribe 510-485-7272 Opening the Door to Opportunity
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  • What about FHA Loans with a cosmetic repair allotment. Is this possible?

    What about FHA Loans with a cosmetic repair allotment. Is this possible?   The other day a client found a house that a builder started but didn't finish. The builder/owner was offering a credit towards completing the repairs through escrow and during our conversation about the house, I told her she should also talk to her lender ...
    Posted to Elisa Uribe (Weblog) by 190568 on June 28, 2011
  • Mortgage Lending is tightening it's purse strings again...

    TEMPORARY CONFORMING LOAN LIMITS EXPIRE SEPTEMBER 30TH , 2011 Conforming Loan Limits were originally raised in February 2008 as part of the economic stimulus package. The Federal Housing Finance Agency is expected to reduce conforming loan limits on mortgages guaranteed by Fannie Mae and Freddie Mac this October. The limits will fall ...
    Posted to Elisa Uribe (Weblog) by 190568 on June 9, 2011
  • Good Faith Estimate Form Now In Effect For Homebuyers!

    RESPA is a HUD consumer protection statute that outlines closing and settlement costs and requires disclosures to be given to the consumer throughout the purchasing process. Here is a recent mandate (as of January 1st 2010) which benefits consumers during the loan application process. Information gathered from California Association of Realtors ...
    Posted to Elisa Uribe (Weblog) by 731611 on January 11, 2010