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Looking for a mortgage lender to help you refinance your home in Oakland, CA?
Paying down mortgage is usually not financially wise. It’s always been a big controversy in our household if it truly makes sense to pay off your mortgage sooner by making extra payments. I think this article very clearly reminds people if their concern is job security, holding the extra funds you have in cash makes a lot more ...
December 13, 2010
Buyer's who qualify for FHA loans will be happy to hear the 90 day rule on flipping properties is changing
As the people in governement take time to read the details and talk to people who are directly affected by issues, some of the rules they have passed are starting to be modfied. This is one of them. Beginning February 1, 2010, your chances of buying a home using FHA financing on a property that has been ...
January 17, 2010
Good Faith Estimate Form Now In Effect For Homebuyers!
RESPA is a HUD consumer protection statute that outlines closing and settlement costs and requires disclosures to be given to the consumer throughout the purchasing process. Here is a recent mandate (as of January 1st 2010) which benefits consumers during the loan application process. Information gathered from California Association of Realtors ...
January 11, 2010
Thinking Of Halting Payments On House?
I was at a party the other day where people were discussing walking away from their home. This is a great article advising on some of the consequences. Credit score will suffer; you could get ousted from home By Harriet Johnson Brackey Sun Sentinel (South Florida) We all talk about what-ifs. One big ...
December 7, 2009
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